Goat Yoga Insurance

Goat yoga blends a fitness class with a petting-zoo-style animal encounter, and from an underwriting standpoint it often gets treated similarly - goats moving freely among participants during a yoga class create some of the same bite, knock-down, and slip-and-fall exposures as a traditional petting zoo.

What Carriers Typically Ask

• Where classes are held - on your own property, a rented studio, or offsite at client locations
• Whether waiver and release forms are required for all participants
• How many goats are typically present per class and their general temperament/training
• Whether hand washing stations are available before or after class

Combining Coverage

If goat yoga is one of several activities your business offers - alongside a stationary or mobile petting zoo, for example - it's often possible to combine the exposures under one general liability policy rather than purchasing separate coverage for each activity. Whether that's available, and on what terms, depends on the carrier's underwriting.

Waivers Still Matter

A signed waiver doesn't replace insurance, but many instructors use both - a waiver as a first line of documentation, and insurance in case a claim is still made. Ask a licensed agent how the two typically work together for a business like yours.